USDT premium map

USDT premium by country

Right now USDT costs the most over the bank rate in Japanese Yen (+4.49%). The table compares the best P2P price in 27 currencies with the official exchange rate.

P2P price against the bank rate

CurrencyBest P2P priceBank ratePremium7 days30-day trend
JPY Japanese Yen165.00157.91+4.49%—
GHS Ghanaian Cedi12.0111.64+3.18%—
TRY Turkish Lira51.4049.86+3.09%—
BDT Bangladeshi Taka127.64124.14+2.82%—
NGN Nigerian Naira1,378.001,346.24+2.36%—
LKR Sri Lankan Rupee339.80332.16+2.30%—
PKR Pakistani Rupee283.00276.91+2.20%—
AUD Australian Dollar1.451.42+2.12%—
UAH Ukrainian Hryvnia46.5145.61+1.98%—
GBP British Pound0.760.75+0.86%—
KZT Kazakhstani Tenge459.50455.74+0.83%—
ARS Argentine Peso1,550.001,538.47+0.75%—
MAD Moroccan Dirham9.919.85+0.64%—
VND Vietnamese Dong25,996.0025,834.04+0.63%—
EGP Egyptian Pound56.3556.12+0.41%—
AED UAE Dirham3.683.67+0.12%—
MXN Mexican Peso18.6518.65-0.02%—
COP Colombian Peso3,144.003,146.90-0.09%—
PHP Philippine Peso63.8864.00-0.18%—
IDR Indonesian Rupiah18,110.0018,181.61-0.39%—
INR Indian Rupee94.8895.30-0.44%—
KES Kenyan Shilling128.40129.83-1.10%—
CAD Canadian Dollar1.351.40-3.70%—
ZAR South African Rand16.0016.63-3.81%—
EUR Euro0.850.90-5.26%—
BRL Brazilian Real5.025.35-6.17%—
SAR Saudi Riyal3.503.75-6.67%—

Premium = best P2P price to buy 1 USDT ÷ the official exchange rate − 1. A positive premium means USDT costs more than a dollar at the bank rate, which usually happens where dollars are hard to get. Prices from Binance and Bybit P2P.

Why the premium matters

Why is USDT more expensive than the dollar in some countries?
When banks limit how many dollars people can buy, demand moves to P2P markets and the price of USDT rises above the official rate. A high or rising premium is often an early sign of pressure on the local currency.
Why is it cheaper in others?
A negative premium usually means there are more sellers than buyers, or that the official rate is higher than what people really pay in the street.
How do I use this?
If you are sending money home or paid in USDT, compare the premium with the bank rate before you sell. Open a currency to see the live offers, the best time of day to trade and trusted merchants.