Monthly report · 3 days of data

USDT premium report: October 2026

In October 2026, USDT cost the most over the official exchange rate in Ghanaian Cedi (+3.18% on average) and the least in Euro (-5.16%). Across 27 currencies, the typical premium was +0.14%.

Highest premium+3.18%Ghanaian Cedi
Lowest premium-5.16%Euro
Typical premium+0.14%Median of 27 currencies
Above 3%1Currencies where USDT was expensive

Average premium by currency

How much more than the bank rate the best P2P offer cost, on average, each day of the month.

  1. GHS Ghanaian Cedi+3.18%
  2. TRY Turkish Lira+2.97%
  3. AUD Australian Dollar+2.70%
  4. ARS Argentine Peso+2.48%
  5. PKR Pakistani Rupee+2.29%
  6. BDT Bangladeshi Taka+2.28%
  7. NGN Nigerian Naira+1.86%
  8. JPY Japanese Yen+1.80%
  9. LKR Sri Lankan Rupee+1.79%
  10. ZAR South African Rand+1.07%
  11. GBP British Pound+0.77%
  12. MAD Moroccan Dirham+0.65%
  13. UAH Ukrainian Hryvnia+0.38%
  14. MXN Mexican Peso+0.14%
  15. CAD Canadian Dollar+0.06%
  16. VND Vietnamese Dong+0.04%
  17. INR Indian Rupee-0.24%
  18. EGP Egyptian Pound-0.36%
  19. AED UAE Dirham-0.46%
  20. IDR Indonesian Rupiah-1.24%
  21. COP Colombian Peso-1.71%
  22. KES Kenyan Shilling-1.83%
  23. PHP Philippine Peso-1.93%
  24. KZT Kazakhstani Tenge-1.99%
  25. BRL Brazilian Real-2.66%
  26. SAR Saudi Riyal-4.00%
  27. EUR Euro-5.16%

The month in brief

  • 1 of 27 currencies averaged a premium of 3% or more, a common sign that dollars are hard to get through banks.

Use this data

Free to quote and republish with a link. Please credit it like this:

Coinbell USDT Premium Report, October 2026. https://coinbell.org/reports/usdt-premium/2026-10
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Full table

#CurrencyAverageHighest dayLowest dayvs September 2026Days
1GHS Ghanaian Cedi+3.18%+3.44% Oct 29+2.85% Oct 30—3
2TRY Turkish Lira+2.97%+3.49% Oct 29+2.49% Oct 31—3
3AUD Australian Dollar+2.70%+2.83% Oct 29+2.61% Oct 30—3
4ARS Argentine Peso+2.48%+6.03% Oct 31+0.68% Oct 30—3
5PKR Pakistani Rupee+2.29%+3.28% Oct 29+1.71% Oct 31—3
6BDT Bangladeshi Taka+2.28%+3.07% Oct 29+1.46% Oct 31—3
7NGN Nigerian Naira+1.86%+1.99% Oct 30+1.67% Oct 31—3
8JPY Japanese Yen+1.80%+3.18% Oct 30-0.95% Oct 31—3
9LKR Sri Lankan Rupee+1.79%+2.36% Oct 29+1.11% Oct 31—3
10ZAR South African Rand+1.07%+3.08% Oct 30-0.14% Oct 29—3
11GBP British Pound+0.77%+1.06% Oct 31+0.38% Oct 30—3
12MAD Moroccan Dirham+0.65%+0.68% Oct 31+0.64% Oct 30—3
13UAH Ukrainian Hryvnia+0.38%+1.61% Oct 29-1.19% Oct 30—3
14MXN Mexican Peso+0.14%+0.79% Oct 29-0.23% Oct 30—3
15CAD Canadian Dollar+0.06%+0.24% Oct 31-0.13% Oct 29—3
16VND Vietnamese Dong+0.04%+0.75% Oct 29-0.41% Oct 31—3
17INR Indian Rupee-0.24%+8.08% Oct 29-4.51% Oct 30—3
18EGP Egyptian Pound-0.36%+0.13% Oct 29-1.20% Oct 30—3
19AED UAE Dirham-0.46%-0.12% Oct 29-0.64% Oct 31—3
20IDR Indonesian Rupiah-1.24%-0.53% Oct 29-1.64% Oct 30—3
21COP Colombian Peso-1.71%-0.09% Oct 29-2.68% Oct 31—3
22KES Kenyan Shilling-1.83%-1.10% Oct 29-2.46% Oct 30—3
23PHP Philippine Peso-1.93%-0.31% Oct 29-4.41% Oct 30—3
24KZT Kazakhstani Tenge-1.99%-0.18% Oct 29-5.15% Oct 31—3
25BRL Brazilian Real-2.66%-0.58% Oct 30-6.17% Oct 29—3
26SAR Saudi Riyal-4.00%+1.33% Oct 31-6.67% Oct 29—3
27EUR Euro-5.16%-5.09% Oct 31-5.26% Oct 29—3

Premium = the best P2P price to buy 1 USDT on Binance or Bybit, divided by the official exchange rate, minus 1, taken once a day. "pts" are percentage points. Currencies with fewer than 3 days of data that month are left out. See today's live numbers on the USDT premium map.

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About this report

What is the USDT premium?
It's how much more than the official bank rate people pay for 1 USDT on P2P markets. A high premium usually means dollars are hard to get through banks, so people pay extra for a digital dollar instead.
Why does it matter?
A rising premium is often an early sign of pressure on a currency, before it shows up in official numbers. A negative premium usually means more people are selling USDT than buying.
Can I use these numbers in an article?
Yes. The data is free to use with credit and a link to this page. Download the CSV for the full numbers, including each currency's highest and lowest day.